Stage 4 · Foundation
U.S. Bank Account Setup
Real U.S. banking, in your own name — fintech accounts to start operating fast, and prepared introductions to major U.S. banks when you're ready for the traditional layer.
Start with fintech, graduate to major banks
Fintech business accounts (Mercury and Relay-class) can open remotely and get you operating in days. From there, we prepare full, compliant applications and introductions to major U.S. banks — Chase, Bank of America, Wells Fargo, and Fifth Third — plus credit unions where you genuinely meet the membership criteria. The traditional layer matters: it's what relationship banking, higher limits, and future lending are built on.
Why preparation is the product
Most international founders get rejected not because they're ineligible but because their file is incomplete: wrong address type, missing ITIN linkage, thin documentation. We assemble the evidence stack a bank's KYC team actually wants — entity documents, a real address with lease and utility, ITIN, and a coherent business story — before you ever walk into a branch or submit an application.
The eligibility line we won't cross
Some credit unions — Navy Federal among them — restrict membership to servicemembers, veterans, and their families. If you genuinely qualify, they're excellent. If you don't, we won't put you into an application you're not eligible for. Every account we help open is in your own name, with full KYC, at institutions where you actually qualify.
Fees & structure
Published, like everything else
Fintech account setup
Mercury/Relay-class business accounts, opened remotely with your entity documents and real address.
Major-bank prep + introduction
Complete application file and introduction to Chase, Bank of America, Wells Fargo, Fifth Third, or an eligibility-based credit union.
What we never promise
We never promise that a specific bank approves you. Each institution underwrites its own decision — our job is to make your file as strong and as honest as it can be.