The price of every stage is already on this site, so a first call is about fit — not a pitch.
Stage 7 · Ownership Engine
Get past the "time-in-business" wall the honest way — real business credit, built fast in your own entity, routed to lenders that underwrite on revenue instead of age.
Most business lenders want two years of operating history. The scheme economy answers with aged shelf corporations — a purchased company with a fake past that collapses the moment a lender looks closely, and they do look: a registration date with no trading history, no bank record, and no filings behind it doesn't survive underwriting. Our answer is speed done honestly: a real 80 Paydex score in roughly 45–90 days inside your own entity, built on vendor tradelines that actually report.
Vendor tiering in the right order — net-30 accounts first, graduating to net-60 and then revolving lines — paired with EIN-based fintech cards and revenue-based financing from lenders that underwrite on your sales, not your incorporation date. Each milestone unlocks the next; fees map to milestones delivered, never to promised approvals.
Some products genuinely gate on company age, and no honest provider can change that. For those, we give you a clear 6–12 month path and keep building in parallel — so the day your entity crosses the threshold, the rest of the file is already strong. No fake company age, ever.
Read our independent guide on whether a foreigner can buy a US business — it covers what to expect, what to watch for, and what the process actually looks like.
Read the guideFees & structure
Paydex build, vendor tiering, and lender routing — priced against delivered milestones, quoted before you commit.
What we never promise
We never promise an approval, a limit, or a funding amount. Lenders decide on their own criteria — the product is a genuinely strong file, built fast, in your own name.