Oceania · Country profile
🇳🇿From New Zealand to a U.S. business life
Your route from New Zealand: Amex Global Transfer shortcut. Realistic timelines, banking that actually opens, and the package we'd start with — every price public.
Pacific founders selling into the U.S. use American entities to cut cross-border payment friction and reach U.S.-only platforms.
Your path from New Zealand
Amex Global Transfer shortcut
Credit route
American Express participates in Global Transfer from your country. If you hold a personal Amex card there in good standing (typically 12+ months), you can apply for a U.S. Amex using your home-country relationship — usually the single fastest legitimate route to a U.S. personal credit file. Approval remains Amex's decision, not ours or yours.
Realistic timeline
3–6 months to a working U.S. personal credit file; 6–12 months to a strong business credit profile.
Banking from New Zealand
Fintech business banking (Mercury, Relay) opens remotely with your LLC, EIN, and passport — typically 1–2 weeks. Traditional banks (Chase, BoA) generally require a U.S. visit.
Where we'd start
Business Credit Accelerator — $4,000 — Your Amex shortcut means the personal file comes fast; the value is in building the business credit stack in the right order alongside it.
The premium shortcut
Want to skip the build entirely? Our premium roster of operating U.S. businesses ($25,000–$500,000, fewer than five at a time) transfers established history — including the business credit file — through a genuine acquisition.
Request the current rosterOpen money movement
How you pay from New Zealand — legally
New Zealand doesn't restrict paying a U.S. company for services or investing abroad — there's no permission to seek, only paperwork to get right. Payments move by documented bank transfer in your own name; above $10,000 your bank will ask for the invoice and source of funds, and we prepare that with you so it's a ten-minute errand, not a mystery. No agents, no 'special channels' — your bank, your invoice, done.
Here's the shortcut most people don't know: American Express operates in New Zealand, which means your existing Amex history can open a U.S. Amex through Global Transfer — a U.S. card in weeks instead of the year it takes to build a file from zero. It's the single biggest accelerator in the whole build, and we structure your credit plan around it.
Our compliance line — every country, no exceptions
We only work inside your country's rules. Every payment route we accept is a legal one — through your bank, documented, in your own name. If the only way to do something is to go around your central bank, we don't do it, and we'll tell you so in the first conversation. That's not a limitation. It's why what we build for you survives.
What we'll never help you doAll payments in U.S. dollars
Paying from New Zealand — common questions
Every Keystone Bridge price is in USD, and every payment settles in USD — the only question is how your dollars legally get there. Here's the honest answer for New Zealand.
What's on the table from New Zealand
Every tier below is legally payable from New Zealand through documented banking channels — that's the test for what appears here.
Tier 1
Academy
Learn the exact playbook — LLC, ITIN, credit sequencing — before you spend anything beyond the course.
Tier 2
Foundation
A real U.S. company, a real address, and an ITIN — in your own name, built to survive a bank looking closely.
Tier 3
Credit & Funding Accelerator
A U.S. credit file built the honest way: the right sequence, the right products, realistic timelines.
Tier 4
Business Acquisition
Buy a cash-flowing U.S. business with our sourcing, diligence, and closing support — documented end to end.
Tier 5 · by conversation
Portfolio
Larger moves usually exceed your country's standard limits — we'll explain the clearance route and its honest lead time before quoting anything.
Tier 6 · by conversation
Equity Partners
Equity co-investment is by invitation and depends on your country's capital rules — the first conversation establishes whether the path exists.
Country guidance verified mid-2026 against published issuer and platform policies; programs change, and we confirm your specific eligibility before any engagement. Nothing on this page is financial, legal, or immigration advice, and no approval is guaranteed — see what can go wrong.